Whether you own and drive a commercial vehicle or you own the vehicle and someone else drives it, you are responsible for it completely. To stay safe in this situation, it’s always advantageous to have Commercial Vehicle Insurance.
What does the policy cover?
a) Loss or damage to your vehicle due to:
Riot, strike
Earthquake
Malicious act
Terrorist activity
Landslide rockslide
Accident(external means)
Burglary, housebreaking, theft
Inundation cyclone, hailstorm, frost
Fire explosion, self-ignition or lightning
Flood, typhoon, hurricane, storm, tempest